What To Ask A Realtor When Buying

What To Ask A Realtor When Buying – Written by TJ Porter Written by TJ PorterArrow Current Contributor, Personal Finance TJ Porter is a writer with eight years of experience writing about finance. TJ writes on a variety of topics, from budgeting tips to bank account reviews. TJ Porter

Edited by Troy Segal Troy SegalArrow Right Senior Home Lending Editor Troy Segal is a senior editor. He edits articles on home ownership as well as articles on the ins and outs of mortgages and home loans. Connect with Troy Segal on Twitter at Twitter Connect with Troy Segal by email at Troy Segal

What To Ask A Realtor When Buying

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Questions To Ask Your Realtor When Buying A New Home

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Buying a home can be stressful, especially if you’re a first-time buyer. The experience involves many steps and a lot of money. It’s complicated, but your real estate agent or licensed real estate agent is a professional and has likely helped many other people through this process. This makes them a great source of home buying information.

Here are some key questions to ask your real estate agent at every step of the way, including before hiring, after searching for a home, when you’re ready to make an offer, and when the seller has accepted your offer. .

Finding the right agent is critical to a smooth home buying process. Before you settle on one, you should interview several candidates to determine which one best suits your needs. Ask each of them these three key questions.

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Some agents have extensive experience dealing with high-priced luxury homes, while others may focus on more affordable starter homes. The last thing you want is someone trying to show you a property that is over your budget or too small for your needs. According to Julie Upton of the San Francisco Bay Area Compass, it’s a good idea to “ask the realtor if they specialize in the area and price.” You should also confirm that your potential real estate agent specializes in representing buyers (not sellers).

As with any professional you’re considering hiring, it’s always a good idea to ask the agent for some recent references. Warner Quiroga, founder of Prestige Home Buyers in Long Island, N.Y., says the references listed “will show your Realtor’s working relationships with previous clients” and help you determine if you’re a good fit. During these interviews, be sure to ask references what they thought of the agent’s communication style, how long it took them to find the home, how helpful the agent was at each step of the process, and whether they would hire him again. .

Of course, many freelancers are great at their jobs. But full-time agents tend to have more experience and close more deals. Plus, clients like you are the focus of a full-time agent’s attention, allowing them to spend more time meeting your needs. You don’t want to compete for a limited attention span. Also, if your real estate agent is part of a real estate team, make sure you talk to (or at least know how to contact) other team members.

Have you found a home you love and are thinking about making an offer? Great! Your agent acts as an advisor while you weigh the pros and cons. Let their experience influence your decision: start with these questions.

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Not all homes on the market need to meet their exact market value. Some sellers overprice or even underprice their homes. Your real estate agent will have a good understanding of your local market and will be able to gather similar home listings to determine if the one you like is priced correctly. This may influence the decision about whether to make an offer and, if so, how much.

It’s easy to miss important details when visiting a home, especially if you’re fascinated by details like the views or the high-end kitchen. However, your agent views potential clients through a more professional lens. Their job is to notice what you don’t have and make sure you understand what you’re getting into. No one wants major problems (like a damaged roof or a broken furnace) to be discovered during a home inspection when signing the purchase agreement.

In some areas, utilities and property taxes can account for a significant portion of a home’s monthly expenses. Utility costs vary widely depending on the specific property and its location, so be sure to ask your real estate agent about water, sewer and electric costs. You also want to know how you access these services; for example, is there municipal water supply or will you need to maintain a septic tank?

You should also consider home insurance. For example, you’ll need to determine the right type of home insurance (especially if you’re in an area prone to floods or other natural disasters) as well as how much to buy. A realtor can help you determine these costs and how much they will affect the home’s affordability. An agent can help you navigate complex HOA fees and other potential expenses.

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If you’ve decided a home is the right choice, it’s time to make an offer. Asking the right questions first will help get your offer accepted, especially if the property is popular or the market is competitive.

If the home has been on the market for quite some time, the seller may be hungry and willing to negotiate the price. This means you may be getting a good deal, but it could also be a sign that something is wrong with the house. Check your

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