How To Pay Citibank Credit Card Bill Using Reward Points

How To Pay Citibank Credit Card Bill Using Reward Points – As one of the most recognized names in the global financial industry, Citibank offers amazing products and services, such as a variety of card options that fit your lifestyle. Like all credit cards, Citibank comes with a requirement to pay on time so you can enjoy various benefits.

That being said, paying off a Citi credit card is not difficult at all. There are several ways to pay with a Citibank credit card in Singapore, which are explained below.

How To Pay Citibank Credit Card Bill Using Reward Points

With today’s ever-improving technology, you can pay your Citi Credit Card bill online using the following options:

Citi Payall Now Offers Zero Fee Option, With No Miles Earned

These online channels are designed to help customers. However, you can also choose to pay with your Citi credit card by visiting a Citibank branch or choose to pay by mail.

Here’s how to pay your Citibank credit card loan online using FAST, which allows you to transfer money to a list of participating banks. This helps you avoid payment queues or hassles when sending emails.

Before you can pay with your Citibank credit card via SMS, you must register the Citibank SMS Pay application by sending it to the company as a one-time setup.

The Citi mobile app is one way you can pay with your Citi credit card. Here’s how you can pay by phone:

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The Citi mobile app has one-time PIN protection. In this way, you can safely manage your banking activities without worrying about the security of your personal information.

Remember that you may pay late fees if your Citi loan is not paid on time. When this happens, it can affect your credit history and your approval for other credit cards, as well as future loan approvals. This site has been talking a lot about Citi PayAll over the past few years, and for good reason. Citi has been pushing this process for a long time with compelling advertising that is hard to ignore.

Citi PayAll is a service similar to CardUp or ipayy. Such services allow you to pay for things you cannot pay for with a credit card in order to earn rewards. Examples of things you can use these services for are insurance payments, tax payments, or merchants that only accept bank transfers.

You pay for such services, and in return, you receive credit card rewards. With a cash back card, you get more benefits if your cash back is higher than your cash back. For miles, you pay a fee in exchange for miles.

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Click the Payments tab → Citi PayAll → Get started using Citi PayAll → Set up Citi PayAll and follow the on-screen instructions to make a payment.

Note that you can use up to 95% of your monthly Citibank credit limit on Citi PayAll transactions.

As long as you know the other party’s account number, the variety looks like a perfect source of income for you. Unlike CardUp and iPaym, which both require an invoice at the time of payment, Citi requires even more.

Citi PayAll offers two options: a paid option with rewards and a no-fee option with no rewards. The no-fee, no-reward option does nothing more than let you pay your bills from time to time.

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The fee-based option, on the other hand, allows you to earn miles for fees. Instead, the cost you pay for miles is the cost divided by the amount you earn on the card you use. Currently it is 2.2%, and it has been revised from the previous 2%.

Example: A transaction of S$1,000 costs S$22 and earns 1,300 miles with your Citi Prestige Card. Each mile costs 1.69¢ (S$22 ÷ 1,300).

Citi PayAll payments benefit from features such as sign-up bonuses. Unfortunately, Citi Prestige Airport considers the Citi PayAll transfer fee to be part of the fee required for the free shuttle to and from the airport. PayAll transactions count towards the Citi Prestige loyalty bonus, but more on that later.

My advice: The price of buying miles outside of the promotional period is not very good and you should wait for the promotions that come from time to time.

Citi Payall Offering Up To S$120 Capitavouchers On Bill Payments

For the promotion that lasts until August 2023, Citi PayAll increased the income to 2.2 miles per dollar.

Buying miles for around 1 cent is good value in my book. Miles can be easily redeemed for 1 to 1.25 cents, and then the promotion happens.

This price also makes business flights cheaper than paying cash. A return trip to Istanbul via Singapore Airlines Business Class costs 113,000 KrisFlyer miles. Buying miles at 1 cent each means your flight costs just S$1,130 (tax not included)!

Outside of promotional periods, the best card you can use is your existing Citi card that gives you the highest cash back.

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During the promotion, the rates of the cards that compare them are the same, although it is more profitable to use Citi PayAll with some cards.

Citi Prestige is the best card to use with Citi PayAll, even though the income is the same:

With the Citi PayAll promotion you get the first credit on your card when you send PayAll and bonus miles are awarded every few months, usually within 16 weeks after the promotion ends.

This means that if you use the Citi Rewards Card for S$1,000, you only get 1,000 points upfront (400 miles) and wait for the remaining 4,500 months (1,800 miles). City Prestige will go for 3,250 points (1,300 miles), followed by 2,250 points (900 miles) at the end of the month.

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Citi Prestige also has linked bonus points that give you a bonus at the end of the year. This means that while this promotion gives you 2.2 miles per dollar on the Citi card, using Citi Prestige with PayAll earns you more miles than you actually earn.

The banking relationship with Citi takes into account other factors such as the bank account you have with the bank. Interestingly, I had a bank account with Citibank in early 2010 that I closed at that time, and I still qualify as a group customer > 10 years old. Last year, Citi PayAll sales grew to 0.06 miles per dollar.

I’ve mentioned this before, but for those of you who are new, you can use Citi PayAll to qualify for S$12,000 in free airport transfers with your Citi Prestige.

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If you don’t have Citi Prestige, Citi PremierMiles is the next best option. You also get more miles to spend faster, and your Citi PremierMiles points never expire. The Citi Rewards points block has expired, another reason you might not want to use Citi Rewards for Citi PayAll.

However, if you’re already aiming for Citi Rewards, it’s not too bad to use Citi Rewards for Citi PayAll when there’s a promotion. Earn 2.2 miles per dollar on average.

You can pay anyone as long as you have the bank details, but read the terms and conditions of Citi PayAll.

Q: According to the Citi PayAll promotion, you can earn more Citi Rewards points!

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The Citi Rewards card earns less than other Citi cards, so when the PayAll promotion is available, it earns more to earn the same rewards as other cards.

You must first set up a GIRO and IRAS and pay with Citi PayAll before withdrawing the GIRO.

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