How To Handle Finances In A New Marriage

How To Handle Finances In A New Marriage – This time of year I always think of the season of engagements and weddings! Maybe it’s because I got engaged in September and got married this week in October 2016…but I’ve found that fall weddings and winter engagements are definitely trending for many. Since it’s been three years since my own wedding, I want to share the ultimate list of 57 ways to save money on your wedding. The delay between my own wedding and now has brought up some feelings about questionable investments we’ve made and what frugal hacks still make me happy!

Before I get to my ultimate list of how to save money for your wedding, I highly recommend two things:

How To Handle Finances In A New Marriage

I’ll share more about this at the end and at the end of the post, but I think it’s critical to know the “must haves” and “don’ts” before you start browsing Pinterest. Wedding fever is real and it’s so easy to get caught up in everything once the planning starts. Forty dollars here, a hundred there, it all adds up to thousands very quickly.

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My friends at the Lexington law firm who sponsored this post put together this great list of pre-marriage questions to get the conversation started.

A wedding is not just a big day, it is a marriage of two lives, including both financial stories. Talk to your partner about finances before saying “I do.” Make sure you know about debts, spending patterns, etc. The wedding day is not a reason to go into debt. In fact, if one of you has debt or a bad credit score, it’s time to come up with a plan to fix it together. Read here about debt repayment strategies.

If you or your partner have problems with your credit score, it can make it difficult to apply for a joint loan while you’re married (for example, when you decide to buy a house). Consider contacting Lexington Law Firm, a trusted leader in credit services. As a law firm, they have attorneys guide your credit repair process and even intervene in clients’ cases when necessary. They do this by helping to identify and correct unfair, inaccurate or unfounded negative items on a customer’s credit report. Often times, these negative items are the result of identity theft, divorce, medical debt, student debt, or military leave. If this sounds like you or your spouse, click here for a free credit repair consultation today.

The Ultimate Guide to 57 Ways to Save Money on Your Wedding How to Save Money on Your Wedding, Choose When You’re Not in a Rush.

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Depending on where you choose to get married, this can vary slightly. So grab a plot and pick your off season. This way you can save up to 15%!

Saturday is the most popular day of the week for weddings. Along with that, it comes with a premium price tag. If you can, say no to Saturdays to save money. If you have to do it on a Saturday (because we have a destination wedding), consider brunch!

Our original plan was actually to have a ceremony on the resort lawn, followed by a late reception in the property’s beautiful ocean view restaurant. The restaurant was only open for dinner so it was an empty space with very low rates and we saved on chairs, linens, etc.

The restaurant also had a large open space next to the bar for dancing, so we kept it traditional with a DJ wedding.

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… but like I said, it was renovated a few months before our actual wedding, so our venue was amazing and we had a beautiful beach front wedding on Saturday night for the same price. That’s why it’s important to choose a place you like and trust! Read more tips for choosing a wedding venue here.

My husband’s family and friends are all in New York, a very expensive place to get married. We live in South Florida, a surprisingly expensive place to get married thanks to all the New Yorkers and tourists who like to hang out here.

We ended up going to North Florida because 80% of our guests travel to where we live, the scenery was more our style, and it was cheaper overall for being a lesser known destination.

Many wedding venues have their own rules. From a list of approved vendors to hourly rates. Be sure to specify each internal load and external request.

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For example, will you be charged more if you use a provider that is not approved on their list? What about the sellers on your list? Do you like everything? Are they more expensive than the average for the area? I’ve had friends pick places without doing any research on the dealer list and end up with dealers they didn’t like costing an average of 20% more than they’re used to.

If you plan to have guests in one location, the ceremony in another, and the reception in another, you’ll need to provide some form of transportation for at least some (if not all) of your guests. It can be expensive, so be careful!

With a two-year commitment, we look at every possible location. We ended up going with a resort that basically offered all-inclusive weddings. When we signed up with them, they provided our wedding coordinator and on-site staff. They provided the catering and much of the decor and worked with an amazing (and affordable) florist. Photography, entertainment and even an extra wedding planner (not literally necessary).

It also allowed us to accommodate guests at the same location as our ceremony and reception, meaning no travel costs. They also provided a shuttle for our guests to go downtown the night before the wedding. All these little things can add and take away from the guest experience. We were more than happy to hand over the reins to an experienced team.

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Nothing saves money like a nice court wedding. You can do it just with friends and family and then host a reception if you want. This will save you the cost of the ceremony and cocktail hour.

When you get married in a beautiful location, you don’t have to do all the hard work to make your vision a reality. We looked at some beautiful forest locations that only needed chairs and an altar. The beauty of nature was an indispensable decoration.

Obviously you need a bit of design experience here, but it can be a huge cost saver. I purchased the font from CreativeMarket.com and then designed our wedding invitations, menus and greeting cards myself.

Whether you make your own paper goods or buy a design, printing your own can save you a lot of money. I found a great site called CatPrint that consistently sells and prints high quality stuff. I really messed up my order and they were nice to help me fix things. So learn from this lesson too: check the tests carefully!!

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Consider a large poster for seating or a large white board design. If you want individual seat cards, consider picking up small, laid-out cards at the dollar store and writing on them.

Another option I did was to use the leftover paper from our deals to print and cut out the letters! Our florist was happy to provide loose moss to fill the background and our venue provided the frame.

We live in a digital age and there is nothing wrong with going paperless! There are several steps you can take to go paperless. For example, you can send proof of your wedding; But if that’s not your thing, you can opt for a digital answer.

We have created a wedding website with all the information for the guests. From hotels to transportation, places to eat and things to do. Guests can confirm their attendance on the website.

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Consider avoiding paper menus or programs and have a large sign while guests walk around with menu options.

The stations have a discount! Grab a pen and some friends and make it a night of calling and stuffing invites! Time-saving tip: Consider addressing a few envelopes as a thank-you note and putting them off for later.

Real talk: I ended up with 7 wedding dresses under $1,500! I was going to write this as its own post after our wedding, but the wedding was so real! Here are tips on how to save money on your wedding dress:

Like I said, I ended up with seven wedding dresses at any price

Use This Simple 2 Page Worksheet To Talk About Money With Your Partner

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