How To Cut Spending And Save Money – We all need some help to increase our income. There are many ideas, but I want to share some ways to save money that you have never thought of before.

An idea here or there may seem like a lot, but when you put it together it doesn’t change.

How To Cut Spending And Save Money

How To Cut Spending And Save Money

We all know Aldi’s and Walmart, but what if you prefer to shop at Target, Trader Joe’s, Whole Foods or your local supermarket? There are many ways to save money on groceries, no matter where you buy them.

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I’m not going to waste your time telling you to buy more or go with the product. You already know this… oops, I think I just did 🙂

I recently visited my parents in Ohio and decided to help my mom get a little better after trying to get rid of food.

We found 4 great meals that can only be made in the freezer. Some left. Other products are pre-packaged.

These are foods you don’t have to spend extra money on! – Besides, let’s be honest. Your freezer should be clean 🙂

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It’s the same rule as the freezer. You can have some snacks, sides, and take-out (noodles, canned soup, etc.). Guess what, you already paid for it. Your pantry is full of money you’ve already spent, so you might as well eat it.

And hey, if you have to eat Lucky Charms for dinner to save a few bucks, that’s not a bad thing!

According to RTS.com, we throw away 80 billion pounds of food each year in this country, for a total of $161 billion. 30-40% of American food is thrown away and is the #1 food in our landfills.

How To Cut Spending And Save Money

This means that the average person can cut 20% of the food on their plate and we’re still throwing away too much.

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Not only is this a waste of money, but it’s crazy to think how many people are suffering from food insecurity.

If you don’t like leftovers, buy less. If you like leftovers, consider saving your old money. Vow to eat leftovers the next day.

Sometimes I remember that we need mustard. I don’t even eat mustard, but I think it must be important if we have company.

Well, it must have been a problem when I put the food away and realized I already had 4 unopened bottles in the pantry. That’s about $10 sitting right there!

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It also does fast food! It took me over an hour at the store and I hated it. Now, using the list, I can be in and out in 20 minutes, and that’s a deal for our family of 5.

Tip #5: Check the price of the item before you put it in your cart (or Instacart).

How many times have you bought something at the supermarket without knowing how much it cost? Let’s go together all the time. At first we were shocked by the bill and wondered how we were spending our money. Then we listen and get used to it.

How To Cut Spending And Save Money

I can tell you from experience that when I started looking at prices before I put them in the cart, it really changed the way I shop! This leads to the next lesson.

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Ouch! Apples are so beautiful!! But red apples are $2/lb cheaper and more beautiful.

Should I buy salmon or tilapia? Well, tilapia sells for $9.99/lb and salmon sells for $15.00/lb.

If you want to be happy (or satisfied enough) with both options, choose the cheaper one. You can save $2 to $5 per item purchased. Here are some big savings!

P.S. If you combine these tips with small purchases, you can cut spending on ½ of these items.

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Remember, if you buy 10 of them you can save money on buying a box of pickles. But if you only need 2 boxes, you’re better off spending $3 ($1.50/box) for 2 instead of $10 ($1.00/box) for 10.

Regular prices are sometimes better than retail stores. Costco and Sam’s Club make money by selling you more than you need.

Only buy things in bulk that you’re really good at and you’ll eat everything at the right time. Be careful with fruits and vegetables as they will go bad before you finish them.

How To Cut Spending And Save Money

Want to know why your grocery bill is so high? Maybe you use it all the time when you delete it.

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You can probably make a few different choices that won’t affect your eating plan or the things you normally keep in stock.

Check the list and see where the most expensive items are. Decide whether or not it’s worth the cost to you.

For example, we like to buy pine nuts, roast them and put them in salads. Then I saw they were about $10/bag! I didn’t know until I printed the receipt.

Maybe a cheaper option next time you shop. (We’ve switched to walnut a few times, which is half the price.)

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In fact, this is where it gets so messy because the size can be so large.

We all have. They are there waiting to be used. It’s like having cash on hand, but you can only use it at a specific restaurant.

Choose your meal based on where you have the gift card. You don’t have to spend money out of pocket to eat, which is great.

How To Cut Spending And Save Money

Pro tip: Gift cards can seem like freebies and we may ask for more than we need. If it’s “real money” try to get them back.

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Please review your order before placing it online or at checkout. Choose a small object that you can cut.

This could be hunger, drink, or separate entry (with someone living with you during COVID-19).

It’s like a grocery store. If there are two common senses, choose the lower one. Typically, you can save $5. When you include tax and tips, it can be closer to $7.

If you and your spouse/partner do this, you can save about $15 on your dinner bill just by doing this.

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This is a very bad thing for companies to do. It might make you think you’re getting a good deal, but you’re buying more than you need to and spending more money than you need to, if they don’t match things up.

It’s pretty self-explanatory and can save you $2 to $3 per person, per meal, even on fast food. Also, it is a healthy option.

Look, if you really want a venti, go for it. I don’t want to come between you and your favorite coffee shop, but if you can try… and I mean, try ordering small a few times and see how it goes.

How To Cut Spending And Save Money

The same goes for fries, sandwich sizes, and movie theater popcorn (when they reopen).

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Unless your kids are incredibly healthy high school students, chances are the chicken fingers and fries can be split between two kids.

I love pizza. It’s always my birthday. Now my wife and I share one. It’s good for your wallet and your trash.

We’ll order something like pizza, sushi, Mediterranean or Asian food, but we’ll fill the plate with whatever we have at home.

Let’s take a look at our monthly inventory and some financing costs. We can save extra money by negotiating, canceling and reviewing each month.

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Call your cable provider and select the cancel option as you will get someone right away. Tell them you like their service, but your monthly fee is too high. They usually do very well for you at that time.

Do you want Netflix, Amazon Prime, Hulu, Disney+, HBO, Showtime, and premium cable options? I think there’s one thing you can live without.

This can help you choose. Did you sign up for something so you could watch a season and now it’s over? Abandoned It’s $8/month.

How To Cut Spending And Save Money

Why give that money to someone else when it’s good in your pocket? Price is not important. $1 is $1.

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If you haven’t reviewed it recently you may be paying too much. I’m not saying you should drop your coverage to save money unless you and the agent decide it’s a good idea, but you can get the same coverage at a lower cost.

I won’t go into details, but life insurance is one of the best ways to insure and invest. The costs and benefits are higher than most other methods, and there are some tools where you can use cash value.

Most people are better off with long-term insurance and diversified investments. Be careful with the cancellation policy only after you have something else to do

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John Pablo

📅 Born: May 15, 1985 📍 Location: New York City 🖋️ Writer | Financial Enthusiast Welcome to my corner of the web! I'm John Pablo—a finance enthusiast and writer passionate about making money matters simple and accessible.

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