Citibank Indianoil Credit Card Reward Points Redem – Axis Bank in partnership with Indian Oil Corporation Ltd has an oil credit card powered by Visa. The card not only gives you a nice return on fuel costs, but also a decent return on online spending. The history of Axis Bank Indian Oil Credit Card is on our website.

Compared to all other oil credit cards in India, Axis Bank Indian Oil Credit Card is a very decent credit card if your oil expenditure is around INR 5,000 in a month.

Citibank Indianoil Credit Card Reward Points Redem

Citibank Indianoil Credit Card Reward Points Redem

Your membership fee is only partially offset by the welcome bonus. Although this is a disappointment, you will get over it when you see the rewards that the card offers.

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Although 4% return on IOCL spend seems generous, it’s not like it can go up to 3.4% in a year and that too if you spend up to 5k/m per month.

This can be done with very low offline fees. The idea is that those who swipe at gas stations may also spend offline, making a difference.

But of course, if you have a super premium credit card like the Axis Magnus, the rewards rate will be higher than the potential value from the points transfer partners.

The card is designed in such a way that it makes sense to get it if you use it “only for fuel” Rs. 4000-5000 per month. for spending in between, which exempts you from the annual fee. .

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Otherwise, you will have to spend the remaining amount offline/online to cancel, reducing your return on total spending. But not poor.

A decent credit card that offers good fuel rewards and has online spending as a bonus, which means easier redemption.

However, I generally recommend avoiding petrol credit cards as not all IOCL petrol stations are properly IOCL branded, so you may not get the fast rewards you expect. This is the main problem with all fuel credit cards in India.

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But if you want to try, it’s a good idea to do so, because it’s a free credit card for life.

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What do you think about Indian Oil Asset Bank’s new credit card? Feel free to share your thoughts in the comments below. The HSBC Gold credit card was launched in November 2006. I was promised it would be a FREE credit card (waiving the annual fee).

September -20 -07 I received an SMS from HSBC: – Your card is waiting ************** on 18 September 07 9 0.00

Today, November 21, 2007, I received an SMS from HSBC: Outstanding on your card *************** 9. NOV. 2247.20 by 17. Payment in full or at least 112.36 by December 10.

My problem now is that they charge me an annual fee but I haven’t used the card even once, it’s also a free gold credit card.

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I called the customer service number, but I got an automated response: “This property is not registered on your card, blah blah…”

If someone has a card (your friend/coworker) try using the card number and ask them to speak to a customer service manager, then pick it up and yell at them. This is a common complaint with all credit cards. I did the same (jell at cost.care exe) for the citibank card and it fixed the error.

. There is no mercy when yelling because they will harass us in our meetings because they buy the product.

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Do not use the quick access option. Just type in English and I think there are 0 or 8 options to talk to a customer service manager.

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And I happen to say I want to cancel my credit card because every other card I have is free for life.

This is how I got my HSBC Gold Card for free.

Yelling at customer service won’t do you any good, you better walk into the bank and start yelling and making a scene in front of other customers. This will discourage them and your complaint will be important. Trust me it works, I’ve tried it many times and I’ve seen good results.

Same problem here. He gave me a free card and then gave me a bill. I stopped the card now.

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3. Public Bank – If it is free, it will be written in the booklet, without unnecessary materials and switches.

If you get a lot of BS from them ask them for any written evidence you need when you talk to your lawyer and email the ombudsman.

Also ask for the e-mail of the ombudsman but you don’t remember that each bank has to put it on the table.

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They even promised a free card, and it was issued, but I didn’t use the card for a year and one day I received a message on my phone that the amount owed was 3XXX. I wonder what it could be, since I didn’t use the card, I went to e-banking and saw that I paid the “annual fee” + late interest + other interest. He got angry and yelled at the call center manager, who politely promised to get back to him without objection, even though he initially said “your company is not on the list”. I’m sure they are trying their luck with the payments and many people who use car loans can lose those small amounts. Which is a bonus.

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I called them, told them the business practice was full. They defended themselves and dropped all charges and canceled the card

I am one of the satisfied customers of HSBC Credit Cards. I have been using it for 2.5 years.

I got it for a year for free, but every year after that my annual fee is deducted. When I see the charge (once a year) on the statement, I call customer service and tell them to do it for free. And they let it go without hesitation (it’s probably my first card, and it’s the one I use the most

StanChart is another good one in the list as tsk said I got free Reebok shoes and paid Rs 3000 and got this free gold card for lifetime. I rarely use paper. You only get billed after you use it, no more problems.

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When I see the charge (once a year) on the statement, I call customer service and tell them to do it for free. And he delivers it without hesitation

When they say free paper, it should be free. I don’t have to call another bank every year and tell them to waive the fee.

This is a citi parallel marketing practice where everyone was automatically included in the non-free insurance and had to call to opt out!

Citibank Indianoil Credit Card Reward Points Redem

No Tanveer, I didn’t buy a free card initially, it was free for a year. But till last 2.5 years I have not paid a single penny. On my second cancellation call they said they will do it for free for life … So hopefully they won’t charge next year … we’ll see

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Heck, I used HSBC Gold for 5 years and every time I paid my annual fee like a nice guy! Now I tell them to do it for free! Well, it doesn’t hurt to try! Looking for a fuel credit card? The Citibank Indian Oil Credit Card can serve this purpose, but only if you are happy to use an Indian oil pump.

Credit card companies are legitimately affiliated with a company and offer you rewards. For example, ICICI and Amex have a relationship with Hindustan Petroleum (HP). HDFC is associated with Bharat Petroleum (BPCL).

Similarly, Citi bank links Indian oil and they promise a return of around 5%, that is 2.5% without fees and 2.6% extra for points.

I would never recommend a fuel credit card, however Citi might be an exception because of their customer service.

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Your membership fee is only partially offset by the welcome bonus. That’s disappointing, but when you look at the rewards this card offers, it’s probably okay.

While 2.6% is good as a feature of the card, note that there is a cap. Let’s take a look at all the sets on the card.

Let’s look at real life. Most are around Rs5000 and this one is around Rs132. give us a decent score where you have to go through all the little criteria every time. Also, the Citi terminal is not located outside the metro city. This means less accepting cards to earn points. Also, excessive restrictions on income

Citibank Indianoil Credit Card Reward Points Redem

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John Pablo

📅 Born: May 15, 1985 📍 Location: New York City 🖋️ Writer | Financial Enthusiast Welcome to my corner of the web! I'm John Pablo—a finance enthusiast and writer passionate about making money matters simple and accessible.

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