Apply For Credit Cards With No Deposit

Apply For Credit Cards With No Deposit – If you’re a student, getting a regular credit card can be difficult because you have little or no credit history for card issuers to evaluate you. In that case, a student credit card or secured credit card may be the solution. Both types offer credit card convenience while helping you build a good credit history and solid credit score. How to decide which card is right for you

Student credit cards are offered by many major credit card issuers. Most require that you be at least 18 years old and currently enrolled full or part-time in an eligible school. You will also need to prove your regular income or have someone like a parent sign your application. If you meet these requirements, getting a student credit card should be relatively easy.

Apply For Credit Cards With No Deposit

A secured credit card is another option for students with little or no credit history. It can also be an option for people with poor credit history.

Krisflyer Uob Credit Card

With a secured card, you deposit money into the bank, which then acts as collateral. The credit limit on your secured card may be equal to or slightly less than the amount you deposit. Deposits usually start around $200. If you later cancel your account, you can get your deposit back.

A student credit card or secured credit card can be a great way for students to build credit history for the future. You can start by applying for a student card as it does not require a deposit. If your student credit card has been declined, a secured card may be a good option.

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